Provider Data Sources

Where our data comes from, how it is collected, and what standards govern its use

Every piece of rate or fee data on remit.ae is classified under a source tier. We do not claim a rate is “live” without a signed official data agreement. Always verify the final rate and fee directly with the provider before sending money.

Why We Publish This Policy

remit.ae is committed to transparency about data provenance. Remittance providers, API partners, and affiliate networks need to know how remit.ae collects data about their products, whether collection methods comply with provider terms of service, how data is attributed and labeled, and what live-rate claims are and are not made.

Source Tiers

Tier 1

Official Data Agreement

Data supplied directly by the provider via a signed data agreement, API connection, or licensed data feed.

Collection: Direct API connection or data feed per agreement terms
Attribution: Clearly attributed to the provider with a collection timestamp
Live rate claim: Permitted, subject to agreement terms and data feed status
Status: No official data agreements are currently active

Tier 2

Public Calculator Capture

Rate and fee data captured from the provider's publicly accessible quote calculator, where no login, CAPTCHA, or account is required.

Collection: Operator-verified public calculator check (manual or approved automated capture after terms review)
Attribution: Labeled with provider name, collection date, and “verify at provider”
Live rate claim: Not permitted — labeled as “Rate captured [date] — verify at provider before transferring”
Compliance: Terms of service and robots.txt reviewed before any collection begins

Tier 3

Indicative Board Rate

Exchange-house board rates observed from branch displays or publicly accessible exchange-house websites.

Collection: Manual observation or publicly accessible board rate pages
Attribution: Labeled as “Indicative rate — visit branch to confirm”
Live rate claim: Never permitted — these are not guaranteed transactional quotes
Note: Actual counter rates may differ from board rates

Tier 4

Fee Schedule Data

Transfer fee information from a provider's publicly published fee schedule, help center, or pricing page.

Collection: Manual review of publicly available fee schedule documentation
Attribution: Labeled as “Typical fee from public fee schedule — verify before transferring”
Live rate claim: Not permitted — fee schedules may not reflect promotional fees or surcharges

Tier 5

Provider Profile Only

Provider listed for reference only — no rate or fee data is displayed.

Collection: Public provider information (name, description, service area, payout options)
Live rate claim: Not applicable — no rate data displayed

What We Do Not Do

We do not scrape data from providers that prohibit scraping in their terms of service
We do not use login credentials to access provider-gated data
We do not bypass CAPTCHAs or other anti-automation measures
We do not use providers' APIs without a signed agreement
We do not claim live rates without a signed data agreement
We do not store API credentials in application code or public repositories

Attribution Standards

All rate and fee data displayed on the site includes:

The source tier label (e.g., “Rate captured from [Provider] on [date]”)
The collection date and time
A freshness caveat where applicable
A prompt to verify directly with the provider

See our Data Freshness Policy for details on collection intervals and freshness windows.

Provider Requests and Corrections

If you are a provider and believe data about your service is incorrect, wish to discuss a formal data agreement, or wish to have your data removed pending an agreement, please contact us. We aim to review and respond to provider data requests within 5 business days.